Capital One positive pay file format
Capital One Intellix (comma delimited)
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Skip the manual formatting: generate this file from your check register in your browser. Your check data never leaves your computer.
File layout
Delimited file (comma-separated), .csv extension.
| Column | Field | Format |
|---|---|---|
| 1 | Bank Code | |
| 2 | ABA | |
| 3 | Account Number | |
| 4 | Issue/Void Indicator | |
| 5 | Check Amount | 11 chars · implied decimal (no point) · zero-filled, right-justified |
| 6 | Issue/Void Date | MMDDYYYY |
| 7 | Check Number | 10 chars · zero-filled, right-justified |
| 8 | Issue Payee Name | 80 chars |
Void handling: issued checks marked "I", voided checks marked "V".
Notes: Indicator codes are case-sensitive (I/V). Amount is zero-filled with implied decimal (no point). Provide either Bank Code or ABA. Payee required for Payee Positive Pay.
Source: Transcribed from the bank’s own published specification (checked July 2026). Reference: Capital One's Check Services Reference Guide.
How to create a Capital One positive pay file
Export your check register from QuickBooks, your ERP, or a spreadsheet, then use the free generator: upload the file, match your columns once, choose “Capital One Intellix (comma delimited)”, and download a file formatted exactly as above. Processing happens entirely in your browser, so account and check data never leaves your computer. Always verify your first file with a test upload in your bank portal.