Fifth Third Bank positive pay file format
Fifth Third (80-char fixed width, 10/20/30 records)
Independent documentation. Not affiliated with or endorsed by Fifth Third Bank.
Skip the manual formatting: generate this file from your check register in your browser. Your check data never leaves your computer.
File layout
Fixed-width text file, .txt extension, with trailer/total record.
| Position | Field | Format |
|---|---|---|
| 1–2 | Detail ID | 2 chars · always "10" |
| 3–5 | Branch | 3 chars · zero-filled, right-justified |
| 6–15 | Account Number | 10 chars · zero-filled, right-justified |
| 16–25 | Check Number | 10 chars · zero-filled, right-justified |
| 26–33 | Check Date | 8 chars · YYYYMMDD |
| 34–44 | Amount | 11 chars · implied decimal (no point) · zero-filled, right-justified |
| 45–59 | Payee ID / Memo | 15 chars |
| 60–60 | Void Indicator | 1 char |
| 61–80 | Blank | 20 chars |
Void handling: issued checks marked "(blank)", voided checks marked "V".
Notes: One account per file (the account summary record uses the first check’s account). LOW-MEDIUM CONFIDENCE: verify with a test upload.
Source: Low confidence: based on third-party tool documentation only. Verify against the spec sheet in your bank portal. Reference: Single ERP vendor tech note (AccountMate); Fifth Third spec not public.
How to create a Fifth Third Bank positive pay file
Export your check register from QuickBooks, your ERP, or a spreadsheet, then use the free generator: upload the file, match your columns once, choose “Fifth Third (80-char fixed width, 10/20/30 records)”, and download a file formatted exactly as above. Processing happens entirely in your browser, so account and check data never leaves your computer. Always verify your first file with a test upload in your bank portal.