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PNC Bank positive pay file format

PNC PINACLE (CSV with issue/void indicator)

Independent documentation. Not affiliated with or endorsed by PNC Bank.

Skip the manual formatting: generate this file from your check register in your browser. Your check data never leaves your computer.

File layout

Delimited file (comma-separated), .csv extension.

ColumnFieldFormat
1Account Number
2Check Number
3Amountdecimal amount, e.g. 150.50
4Pay DateMM/DD/YYYY
5Note
6Payee
7Issue/Void

Void handling: issued checks marked "I", voided checks marked "V".

Notes: PINACLE File Import lets you define your own mapping. Confirm your configured column order and date format match this layout, or use the custom/generic option.

Source: Reproduced from ERP vendor documentation (the bank does not publish this spec directly). Do a test upload before relying on it. Reference: ERP vendor reproduction; PNC PINACLE officially supports client-defined import mappings.

How to create a PNC Bank positive pay file

Export your check register from QuickBooks, your ERP, or a spreadsheet, then use the free generator: upload the file, match your columns once, choose “PNC PINACLE (CSV with issue/void indicator)”, and download a file formatted exactly as above. Processing happens entirely in your browser, so account and check data never leaves your computer. Always verify your first file with a test upload in your bank portal.